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Silver Hill Financial®
Founded in 2003, Silver Hill Financial, LLC pioneered a residential-style approach to small-balance commercial loans.
Silver Hill's innovative lending programs were designed to make the transition from residential to commercial lending easy for mortgage brokers by allowing them to offer small-balance commercial loans with the familiarity of residential-style underwriting. The program has been ideal for borrowers who have documentation available and want more options with an expedient underwriting process. Silver Hill uses a combination of DTI (debt-to-income) and DCR (debt coverage ratio) analysis in approving its loans.
Headquartered in Coral Gables, FL, Silver Hill sources its loans through a network of mortgage brokers and correspondents located throughout the country and also lends directly to borrowers. For more information, visit the Silver Hill Financial website at www.SilverHillFinancial.com.
the debt-to-income approach
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